---
title: "19 Pre-seed Insurtech Investors in the US (Nov 2026)"
last_updated: "2026-11-06"
rows: "19"
free_rows: "10"
source: "SEC filings"
canonical: "https://theinvestordatabase.com/lists/pre-seed-insurtech-investors-us/"
---

# 19 pre-seed insurtech investors in the US

We list 19 pre-seed insurtech investors in the US as of November 2026: each has an SEC filing on file, and the list was last checked on 6 Nov 2026. The cities with the most head offices on this list are San Francisco (4), New York (3) and Minneapolis (2).

- 19 investors
- 12 with a fund filing or dated deal in the last 12 months
- $45M median fund size on file (SEC Form D, 16 firms)
- 92 named decision-makers on file

## First 10 of 19 pre-seed insurtech investors in the US

| Investor | Type | HQ | Stages (our research) | Focus (our research) | Latest fund or deal | Fund size | Checked | Profile |
|---|---|---|---|---|---|---|---|---|
| M25 | VC firm | Chicago, IL | Pre-seed, Seed | Insurtech, AI, Healthtech, Generalist | New deal, Sep 2026 | $50M (SEC Form D, 2022) | 2026-11-05 | https://theinvestordatabase.com/investors/m25/ |
| Motive Venture | VC firm | New York, NY | Pre-seed, Seed, Series A, Growth | Insurtech, Fintech, AI, Data | New fund, Aug 2026 | $200M (SEC Form D, 2025) | 2026-11-04 | https://theinvestordatabase.com/investors/motive-venture/ |
| Leo Capital | VC firm | San Francisco, CA | Pre-seed, Seed | Insurtech, AI, Fintech, SaaS | New deal, Oct 2026 | $20M (SEC Form D, 2026) | 2026-11-04 | https://theinvestordatabase.com/investors/leo-capital/ |
| Restive | VC firm | San Jose, CA | Pre-seed, Seed | Insurtech, Fintech, AI, SaaS | New deal, Oct 2026 | $70M (SEC Form D, 2024) | 2026-11-05 | https://theinvestordatabase.com/investors/restive/ |
| Crystal Venture Partners | VC firm | New York, NY | Pre-seed, Seed | Insurtech, AI, Fintech, Cybersecurity | New fund, Oct 2026 | $30M (SEC Form D, 2024) | 2026-11-04 | https://theinvestordatabase.com/investors/crystal-venture-partners/ |
| Prompt Capital | VC firm | San Francisco, CA | Pre-seed, Seed | Insurtech, AI, Generalist, Fintech | New fund, Aug 2026 | $40M (SEC Form D, 2026) | 2026-11-04 | https://theinvestordatabase.com/investors/prompt-capital/ |
| Headwater Ventures | VC firm | Minneapolis, MN | Pre-seed, Seed | Insurtech, Healthtech, AI, Biotech | New fund, Jun 2026 | $11M (SEC Form D, 2025) | 2026-11-04 | https://theinvestordatabase.com/investors/headwater-ventures/ |
| CrossImpact Capital | VC firm | Boston, MA | Pre-seed, Seed | Insurtech, AI, Fintech, Future of Work | New fund, Feb 2025 | $1M (SEC Form D, 2024) | 2026-11-05 | https://theinvestordatabase.com/investors/crossimpact-capital/ |
| Define Ventures | VC firm | San Francisco, CA | Pre-seed, Seed, Series A, Series B | Insurtech, Healthtech, AI, Future of Work | New deal, Apr 2026 | $425M (SEC Form D, 2022) | 2026-11-05 | https://theinvestordatabase.com/investors/define-ventures/ |
| AmFam VC | VC firm | Madison, WI | Pre-seed, Seed, Series A, Series B, Growth | Insurtech, Fintech, AI, Proptech | New fund, Dec 2023 | $419M (SEC Form D, 2022) | 2026-11-05 | https://theinvestordatabase.com/investors/amfam-vc/ |

You are seeing 10 of 19. The full list adds 9 more investors and 92 named decision-makers.

Get all 19 investors and 92 named contacts, $49, one-time: https://theinvestordatabase.com/buy/list/pre-seed-insurtech-investors-us
This page: https://theinvestordatabase.com/lists/pre-seed-insurtech-investors-us/

## Method and limits
- Source: All 19 rows carry an SEC filing (Form D or Form ADV). All 19 have a website we checked. Filing date and fund size are SEC data where a filing exists. Stage, sector and check size are our research.
- Inclusion rule: Organizations that back startups. Individuals, buyout funds and firms we found to be inactive are left out. Sector: the firm states insurtech as a focus on its own site, or we observed it in the firm's portfolio. Stage: the firm states that it invests at pre-seed.
- Order: Activity score out of 100: recency of the latest fund filing or dated deal (30: full marks within 3 months, then stepping down at 6, 12 and 24 months), share of the observed portfolio in this sector (20; half of that when the sector is stated only), stage focus (15: all of it when pre-seed is the only stage the firm states, split evenly when it states more), stated focus on the US (15: full marks when the firm names the US as where it invests, half when it says global), size of the fund on file on a log scale (12) and completeness of the public record (8). Stage and regional focus are our research, not an SEC figure. It is a measure of activity and fit, not of quality or returns.
- Fill rates: Of 19 rows: stage 19, sector 19, fund size 17, website 19. In the paid file: named decision-makers on 19 rows, firm email on 5, LinkedIn page on 10, check size on 3.

## Questions
### How many pre-seed insurtech investors in the US are there?
We list 19 as of November 2026. 12 of the 19 have a fund filing or a dated deal in the last 12 months. The cities with the most are San Francisco (4), New York (3) and Minneapolis (2).

### Which pre-seed insurtech investors in the US raised a new fund in the last 12 months?
9 of the 19 have a fund filing dated in the last 12 months. The most recent on this list are Crystal Venture Partners (Oct 2026), R-Squared Ventures (Oct 2026) and Prompt Capital (Aug 2026).

### What is the typical fund size of pre-seed insurtech investors in the US?
The median fund size on file for this list is $45M, across the 16 firms with a size on an SEC Form D. The fund on file is each firm's main fund, which is not always its newest. The other 3 do not disclose a size there.

### How do I contact pre-seed insurtech investors in the US?
The paid file holds 92 named decision-makers across 19 of these 19 and a firm email for 5. We publish the address a firm lists itself, never a personal email. Each free row links to a profile with the firm's website.

### Where does the data on pre-seed insurtech investors in the US come from?
All 19 rows have an SEC filing on file (Form D or Form ADV). Filing date and fund size come from the filing. Stage, sector and check size are our research. Rows on this list were last checked on 6 Nov 2026 at the latest. The whole file is re-verified twice a year.