19 pre-seed insurtech investors in the US
We list 19 pre-seed insurtech investors in the US as of November 2026: each has an SEC filing on file, and the list was last checked on 6 Nov 2026. The cities with the most head offices on this list are San Francisco (4), New York (3) and Minneapolis (2).
Top 5 pre-seed insurtech investors in the US, ranked by recent fund activity
Among firms with a published profile and a dated fund or deal in the last 24 months. The rule: Activity score out of 100: recency of the latest fund filing or dated deal (30: full marks within 3 months, then stepping down at 6, 12 and 24 months), share of the observed portfolio in this sector (20; half of that when the sector is stated only), stage focus (15: all of it when pre-seed is the only stage the firm states, split evenly when it states more), stated focus on the US (15: full marks when the firm names the US as where it invests, half when it says global), size of the fund on file on a log scale (12) and completeness of the public record (8). Stage and regional focus are our research, not an SEC figure. It is a measure of activity and fit, not of quality or returns. The same rule orders the whole list; it is repeated in the method box.
M25
Type: VC firm · HQ: Chicago, IL · Stages: Pre-seed, Seed · Focus: Insurtech, AI, Healthtech, Generalist · Latest activity: New deal, Sep 2026 · Fund size on file: $50M (SEC Form D, 2022)
Dated new deal in Sep 2026; $50M fund on file (SEC Form D, 2022); states insurtech as a focus; backs pre-seed, seed; names the US as where it invests; 8 named decision-makers on file.
Motive Venture
Type: VC firm · HQ: New York, NY · Stages: Pre-seed, Seed, Series A, Growth · Focus: Insurtech, Fintech, AI, Data · Latest activity: New fund, Aug 2026 · Fund size on file: $200M (SEC Form D, 2025)
Latest fund filing dated Aug 2026; $200M fund on file (SEC Form D, 2025); states insurtech as a focus; backs pre-seed, seed, Series A; names the US as where it invests; 8 named decision-makers on file.
Leo Capital
Type: VC firm · HQ: San Francisco, CA · Stages: Pre-seed, Seed · Focus: Insurtech, AI, Fintech, SaaS · Latest activity: New deal, Oct 2026 · Fund size on file: $20M (SEC Form D, 2026)
Dated new deal in Oct 2026; $20M fund on file (SEC Form D, 2026); states insurtech as a focus; backs pre-seed, seed; names the US as where it invests; 8 named decision-makers on file.
Restive
Type: VC firm · HQ: San Jose, CA · Stages: Pre-seed, Seed · Focus: Insurtech, Fintech, AI, SaaS · Latest activity: New deal, Oct 2026 · Fund size on file: $70M (SEC Form D, 2024)
Dated new deal in Oct 2026; $70M fund on file (SEC Form D, 2024); states insurtech as a focus; backs pre-seed, seed; 6 named decision-makers on file.
Crystal Venture Partners
Type: VC firm · HQ: New York, NY · Stages: Pre-seed, Seed · Focus: Insurtech, AI, Fintech, Cybersecurity · Latest activity: New fund, Oct 2026 · Fund size on file: $30M (SEC Form D, 2024)
Latest fund filing dated Oct 2026; $30M fund on file (SEC Form D, 2024); states insurtech as a focus; backs pre-seed, seed; 5 named decision-makers on file.
First 10 of 19 pre-seed insurtech investors in the US
| Investor | Type | HQ | Stagesour research | Focusour research | Latest fund or deal | Fund sizeas filed or stated | Checked | Contacts |
|---|---|---|---|---|---|---|---|---|
| M25 | VC firm | Chicago, IL | Pre-seed, Seed | Insurtech, AI, Healthtech, Generalist | New deal, Sep 2026 | $50M (SEC Form D, 2022) | 5 Nov 2026 | 8 names · Unlock |
| Motive Venture | VC firm | New York, NY | Pre-seed, Seed, Series A, Growth | Insurtech, Fintech, AI, Data | New fund, Aug 2026 | $200M (SEC Form D, 2025) | 4 Nov 2026 | 8 names, firm email · Unlock |
| Leo Capital | VC firm | San Francisco, CA | Pre-seed, Seed | Insurtech, AI, Fintech, SaaS | New deal, Oct 2026 | $20M (SEC Form D, 2026) | 4 Nov 2026 | 8 names · Unlock |
| Restive | VC firm | San Jose, CA | Pre-seed, Seed | Insurtech, Fintech, AI, SaaS | New deal, Oct 2026 | $70M (SEC Form D, 2024) | 5 Nov 2026 | 6 names · Unlock |
| Crystal Venture Partners | VC firm | New York, NY | Pre-seed, Seed | Insurtech, AI, Fintech, Cybersecurity | New fund, Oct 2026 | $30M (SEC Form D, 2024) | 4 Nov 2026 | 5 names, firm email · Unlock |
| Prompt Capital | VC firm | San Francisco, CA | Pre-seed, Seed | Insurtech, AI, Generalist, Fintech | New fund, Aug 2026 | $40M (SEC Form D, 2026) | 4 Nov 2026 | 2 names · Unlock |
| Headwater Ventures | VC firm | Minneapolis, MN | Pre-seed, Seed | Insurtech, Healthtech, AI, Biotech | New fund, Jun 2026 | $11M (SEC Form D, 2025) | 4 Nov 2026 | 1 name · Unlock |
| CrossImpact Capital | VC firm | Boston, MA | Pre-seed, Seed | Insurtech, AI, Fintech, Future of Work | New fund, Feb 2025 | $1M (SEC Form D, 2024) | 5 Nov 2026 | 1 name · Unlock |
| Define Ventures | VC firm | San Francisco, CA | Pre-seed, Seed, Series A, Series B | Insurtech, Healthtech, AI, Future of Work | New deal, Apr 2026 | $425M (SEC Form D, 2022) | 5 Nov 2026 | 8 names · Unlock |
| AmFam VC | VC firm | Madison, WI | Pre-seed, Seed, Series A, Series B, Growth | Insurtech, Fintech, AI, Proptech | New fund, Dec 2023 | $419M (SEC Form D, 2022) | 5 Nov 2026 | 8 names · Unlock |
You are seeing 10 of 19. The full list adds 9 more investors and 92 named decision-makers.
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How these 19 break down
By US state
| US state | On this list | Share |
|---|---|---|
| California | 8 | 42% |
| New York | 3 | 16% |
| Minnesota | 2 | 11% |
Method and limits
- Source
- All 19 rows carry an SEC filing (Form D or Form ADV). All 19 have a website we checked. Filing date and fund size are SEC data where a filing exists. Stage, sector and check size are our research.
- Inclusion rule
- Organizations that back startups. Individuals, buyout funds and firms we found to be inactive are left out. Sector: the firm states insurtech as a focus on its own site, or we observed it in the firm's portfolio. Stage: the firm states that it invests at pre-seed.
- Order
- Firms with a published profile come first. Activity score out of 100: recency of the latest fund filing or dated deal (30: full marks within 3 months, then stepping down at 6, 12 and 24 months), share of the observed portfolio in this sector (20; half of that when the sector is stated only), stage focus (15: all of it when pre-seed is the only stage the firm states, split evenly when it states more), stated focus on the US (15: full marks when the firm names the US as where it invests, half when it says global), size of the fund on file on a log scale (12) and completeness of the public record (8). Stage and regional focus are our research, not an SEC figure. It is a measure of activity and fit, not of quality or returns.
- Last refreshed
- November 2026. Rows on this list were checked between 4 Nov 2026 and 6 Nov 2026.
- Fill rates
- Of 19 rows: stage 19, sector 19, fund size 17, website 19. In the paid file: named decision-makers on 19 rows, firm email on 5, LinkedIn page on 10, check size on 3.
- Corrections
- Email hello@theinvestordatabase.com or use the update form. We act within 5 working days.
Questions
How many pre-seed insurtech investors in the US are there?
We list 19 as of November 2026. 12 of the 19 have a fund filing or a dated deal in the last 12 months. The cities with the most are San Francisco (4), New York (3) and Minneapolis (2).
Which pre-seed insurtech investors in the US raised a new fund in the last 12 months?
9 of the 19 have a fund filing dated in the last 12 months. The most recent on this list are Crystal Venture Partners (Oct 2026), R-Squared Ventures (Oct 2026) and Prompt Capital (Aug 2026).
What is the typical fund size of pre-seed insurtech investors in the US?
The median fund size on file for this list is $45M, across the 16 firms with a size on an SEC Form D. The fund on file is each firm's main fund, which is not always its newest. The other 3 do not disclose a size there.
How do I contact pre-seed insurtech investors in the US?
The paid file holds 92 named decision-makers across 19 of these 19 and a firm email for 5. We publish the address a firm lists itself, never a personal email. Each free row links to a profile with the firm's website.
Where does the data on pre-seed insurtech investors in the US come from?
All 19 rows have an SEC filing on file (Form D or Form ADV). Filing date and fund size come from the filing. Stage, sector and check size are our research. Rows on this list were last checked on 6 Nov 2026 at the latest. The whole file is re-verified twice a year.
Broader lists
Insurtech venture capital firms in the US (56)Pre-seed investors in the US (549)Pre-seed insurtech investors (29)
Related lists
Pre-seed AI investors in the US (403)Pre-seed SaaS investors in the US (367)Pre-seed healthtech investors in the US (225)Pre-seed fintech investors in the US (187)Pre-seed deep tech investors in the US (114)Pre-seed consumer investors in the US (104)Pre-seed medtech investors in the US (95)Pre-seed hardware investors in the US (95)Pre-seed B2B investors in the US (86)Pre-seed climate tech investors in the US (84)Pre-seed biotech investors in the US (81)Pre-seed industrial tech investors in the US (79)Pre-seed robotics investors in the US (76)Pre-seed energy investors in the US (73)Pre-seed developer tools investors in the US (67)Pre-seed cybersecurity investors in the US (60)Pre-seed future of work investors in the US (52)Seed insurtech investors in the US (41)
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